Our Programs

  1. Housing Counseling  +

    Clarifi’s certified housing counselors can help with many kinds of housing issues. This includes maintaining a rental, purchasing a home, or preventing a foreclosure. We’ll walk with you every step of the way.

    • Rental
    • Housing Default & Delinquency
    • Pre-Purchase & Homeownership

    Sign Clarifi Releases:

    Click to Download Clarifi Releases PDF

    Documents to Send:

    • Photo  ID*
    • Income Verification*
    • Act 91**
    • Mortgage Statements*
    • Hardship Letter

    *required document

    **required if applicable

    Call 215-563-5665 to schedule an appointment.

  2. Financial Empowerment Counseling +

    Clarifi Financial Empowerment Centers offer an array of services. If you need help with the following, you’re in the right place:

    • Reducing Debt
    • Understanding Safe Banking
    • Establishing or Improving Credit
    • Planning Savings and Budgeting Goals
    • Student Loan Counseling
    • Resource Navigation

    Every session includes a comprehensive review of your credit report, income, assets/liabilities, and detailed budget. After each session, you’ll receive a personalized action plan outlining your next steps.

    Sign Clarifi Releases:

    Click to Download Pre-Appointment Package

    Documents to Send:

    • Photo ID*
    • Income Verification*
    • Bank Statements
    • Bills

    *Required Document

    Call 215-563-5665 to schedule an appointment.

  3. Restore, Repair, Renew +

    The Restore, Repair, Renew program is a new initiative of the City of Philadelphia and Philadelphia Redevelopment Authority (PRA) to help Philadelphia homeowners access low-interest loans to invest in their properties.

    If you wish to apply for the Restore, Repair, Renew Program complete the following steps:

    1. Call 215-866-5200 to complete an intake with Clarifi- Homeowner will provide general information to help establish program eligibility
    2.  Return signed RRR Participant Agreement– Document contains information and releases to help participant understand the program and the agreements required to participate in the program. This document needs to be reviewed and signed by borrowers.
    3. Return required documents listed on page 3 of RRR Participant Agreement- Homeowner will need to return documents listed on the page that are applicable.

    3 Easy Ways to Return Documents:

    1. Fax: 267-765-2768
    2. Email: rrr@clarifi.org
    3. Mail: Clarifi RRR Team, 1635 Market St., Suite 510, Philadelphia, PA 19103

    Call 215-866-5200 to schedule an appointment.


Our Locations



479 Thomas Jones Way, Suite 500
Exton, PA 19341
United States

HOURS: Monday – Friday

8AM – 8PM

Clarifi is located in the United Way of Chester County offices.


Catholic Social Services
7340 Jackson Street
Philadelphia, PA 19136
United States

HOURS: Monday – Friday

8AM – 8PM

Handicapped accessible. Accessible via Septa Bus Route 70. Free parking is available.


People’s Emergency Center
3939 Warren Street
Philadelphia, PA 19104
United States

HOURS: Monday – Friday

8AM – 8PM


1635 Market Street
5th Floor
Philadelphia, PA 19103
United States

HOURS: Monday – Friday

8AM – 8PM

Clarifi’s Main Office. The building is called 1635 Market and the entrance is on Market Street almost at 17th street. The building is handicapped accessible. Accessible via the Market/Frankford El (Blue Line) and Regional Rail lines (exit Suburban Station).


Jenkintown Plaza
101 Greenwood Avenue
Suite 340
Jenkintown, PA 19046
United States

HOURS: Monday – Friday

8AM – 8PM

This office is located across the street from the Jenkintown/Wyncote train stop on SEPTA’s Lansdale/Doylestown Regional Rail line.

New Jersey


1060 Kings Highway North
Suite 315
Cherry Hill, NJ 08034
United States

HOURS: Monday – Friday

8AM – 8PM

The building is located on Kings Highway Next to the Cherry Hill Library, behind building 1050. Free parking is available.



West End Neighborhood House
710 North Lincoln Street
Wilmington, DE 19805
United States

HOURS: Monday – Friday

8AM – 8PM

Street parking is available. Office is also accessible via DART routes 6 and 8.

Let’s get started

At Clarifi, we do things a little differently than other financial counseling organizations. We start by listening to you. Wherever you are on your financial journey, that’s where we’ll meet you.

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