Clarifi’s certified housing counselors can help with many kinds of housing issues. This includes maintaining a rental, purchasing a home, or preventing a foreclosure. We’ll walk with you every step of the way.

• Rental
• Housing Default & Delinquency
• Pre-Purchase & Homeownership

Sign Clarifi Releases:

Click to Download Clarifi Releases PDF

Documents to Send:

• Photo  ID*
• Income Verification*
• Act 91**
• Mortgage Statements*
• Hardship Letter

*required document

**required if applicable

Call 215-563-5665 to schedule an appointment.

Clarifi Financial Empowerment Centers offer an array of services. If you need help with the following, you’re in the right place:

• Reducing Debt
• Understanding Safe Banking
• Establishing or Improving Credit
• Planning Savings and Budgeting Goals
• Student Loan Counseling
• Resource Navigation

Every session includes a comprehensive review of your credit report, income, assets/liabilities, and detailed budget. After each session, you’ll receive a personalized action plan outlining your next steps.

Sign Clarifi Releases:

Click to Download Clarifi Releases PDF

Documents to Send:

• Photo ID*
• Income Verification*
• Bank Statements
• Bills

*Required Document

Call 215-563-5665 to schedule an appointment.

Restore, Repair, Renew is a program from the City of Philadelphia and Philadelphia Redevelopment Authority (PRA) in partnership with Clarifi, to help Philadelphia homeowners access low-interest loans to invest in their properties.

If you wish to apply for the Restore, Repair, Renew Program complete the following steps:

1. Call 215-866-5200 to complete an intake with Clarifi- Homeowner will provide general information to help establish program eligibility
2.  Return signed RRR Participant Agreement– Document contains information and releases to help participant understand the program and the agreements required to participate in the program. This document needs to be reviewed and signed by borrowers.
3. Return required documents listed on page 3 of RRR Participant Agreement- Homeowner will need to return documents listed on the page that are applicable.

3 Easy Ways to Return Documents:

1. Fax: 267-765-2768
2. Email: rrr@clarifi.org
3. Mail: Clarifi RRR Team, 1635 Market St., Suite 510, Philadelphia, PA 19103

Call 215-866-5200 to schedule an appointment.

Delco Home Stabilization is a new program for Delaware County homeowners with low to moderate incomes. Through the program, Delco residents can access housing equity resources to repair their homes and ensure long-term housing stability.

If you wish to apply for the Delco Home Stabilization program, complete the following steps:

1. Interested Delco homeowners will contact Clarifi via the interest form on the Delco Home Stabilization webpage or by calling 215-458-6103. A Clarifi staff member will then conduct a basic screening to determine eligibility.
2. Return the signed Delco Home Stabilization document packet. This contains information and releases to help participants understand the program and the agreements required to participate in the program.
3. Return required documents listed in the packet of the Delco document packet. Homeowner will need to return documents listed on the page that are applicable.

3 Easy Ways to Return Documents

1. Fax: 267-765-2768
2. Email: delcohomes@clarifi.org
3. Mail: Clarifi DHS Team, 1635 Market St, Suite 510, Philadelphia, PA 19103

Questions? Call 215-458-6103, visit www.clarifi.org/delco or email: delcohomes@clarifi.org