Our Programs

  1. Housing Counseling  +

    Clarifi’s certified housing counselors can help with many kinds of housing issues. This includes maintaining a rental, purchasing a home, or preventing a foreclosure. We’ll walk with you every step of the way.

    • Rental
    • Housing Default & Delinquency
    • Pre-Purchase & Homeownership

    Sign Clarifi Releases:

    Click to Download Clarifi Releases PDF

    Documents to Send:

    • Photo  ID*
    • Income Verification*
    • Act 91**
    • Mortgage Statements*
    • Hardship Letter

    *required document

    **required if applicable

    Call 215-563-5665 to schedule an appointment.

  2. Financial Empowerment Counseling +

    Clarifi Financial Empowerment Centers offer an array of services. If you need help with the following, you’re in the right place:

    • Reducing Debt
    • Understanding Safe Banking
    • Establishing or Improving Credit
    • Planning Savings and Budgeting Goals
    • Student Loan Counseling
    • Resource Navigation

    Every session includes a comprehensive review of your credit report, income, assets/liabilities, and detailed budget. After each session, you’ll receive a personalized action plan outlining your next steps.

    Sign Clarifi Releases:

    Click to Download Clarifi Releases PDF

    Documents to Send:

    • Photo ID*
    • Income Verification*
    • Bank Statements
    • Bills

    *Required Document

    Call 215-563-5665 to schedule an appointment.

  3. Restore, Repair, Renew +

    Restore, Repair, Renew is a program from the City of Philadelphia and Philadelphia Redevelopment Authority (PRA) in partnership with Clarifi, to help Philadelphia homeowners access low-interest loans to invest in their properties.

    If you wish to apply for the Restore, Repair, Renew Program complete the following steps:

    1. Call 215-866-5200 to complete an intake with Clarifi- Homeowner will provide general information to help establish program eligibility
    2.  Return signed RRR Participant Agreement– Document contains information and releases to help participant understand the program and the agreements required to participate in the program. This document needs to be reviewed and signed by borrowers.
    3. Return required documents listed on page 3 of RRR Participant Agreement- Homeowner will need to return documents listed on the page that are applicable.

    3 Easy Ways to Return Documents:

    1. Fax: 267-765-2768
    2. Email: rrr@clarifi.org
    3. Mail: Clarifi RRR Team, 1635 Market St., Suite 510, Philadelphia, PA 19103

    Call 215-866-5200 to schedule an appointment.

     

  4. Delco Home Stabilization +

    Delco Home Stabilization is a new program for Delaware County homeowners with low to moderate incomes. Through the program, Delco residents can access housing equity resources to repair their homes and ensure long-term housing stability.

    If you wish to apply for the Delco Home Stabilization program, complete the following steps:

    1. Interested Delco homeowners will contact Clarifi via the interest form on the Delco Home Stabilization webpage or by calling 215-458-6103. A Clarifi staff member will then conduct a basic screening to determine eligibility.
    2. Return the signed Delco Home Stabilization document packet. This contains information and releases to help participants understand the program and the agreements required to participate in the program.
    3. Return required documents listed in the packet of the Delco document packet. Homeowner will need to return documents listed on the page that are applicable.

    3 Easy Ways to Return Documents

    1. Fax: 267-765-2768
    2. Email: delcohomes@clarifi.org
    3. Mail: Clarifi DHS Team, 1635 Market St, Suite 510, Philadelphia, PA 19103

    Questions? Call 215-458-6103, visit www.clarifi.org/delco or email: delcohomes@clarifi.org

Our Locations

General Agency Hours

Monday – Friday, 8 a.m. to 5 p.m.

Unless otherwise noted, walks-ins are welcome, but appointments are strongly preferred. To schedule an appointment at a specific branch location, please contact our main number at 1-800-989-2227.

Pennsylvania

NORTHEAST PHILADELPHIA

Catholic Social Services
7340 Jackson Street
Philadelphia, PA 19136
United States

Handicapped accessible. Accessible via Septa Bus Route 70. Free parking is available.

NORTHEAST (PATH)

1919 Cottman Avenue
Philadelphia, PA 19111
United States

HELEN BROWN COMMUNITY CENTER

1845 N. 23rd St 
Philadelphia, PA 19121
United States

FINANCIAL EMPOWERMENT CENTER HOPE PHL

HOPE PHL
325 N 39th St
Philadelphia, PA 19104
United States

PHILADELPHIA: CENTER CITY

1635 Market Street
5th Floor
Philadelphia, PA 19103
United States

Clarifi’s Main Office. The building is called 1635 Market and the entrance is on Market Street almost at 17th street. The building is handicapped accessible. Accessible via the Market/Frankford El (Blue Line) and Regional Rail lines (exit Suburban Station).

JENKINTOWN

Jenkintown Plaza
101 Greenwood Avenue
Suite 340
Jenkintown, PA 19046
United States

This office is located across the street from the Jenkintown/Wyncote train stop on SEPTA’s Lansdale/Doylestown Regional Rail line.

DELAWARE COUNTY OFFICE

20 South 69th Street
3rd Floor
Upper Darby, PA 19082
United States

Please Note: Appointments must be scheduled in advance for this location.

Clarifi’s Delaware County office is located on the 3rd floor of the Department of Human Services Building and is near 69th Street Transportation Center.

New Jersey

CHERRY HILL

1060 Kings Highway North
Suite 315
Cherry Hill, NJ 08034
United States

The building is located on Kings Highway Next to the Cherry Hill Library, behind building 1050. Free parking is available.

Delaware

WILMINGTON: WEST END NEIGHBORHOOD HOUSE

West End Neighborhood House
710 North Lincoln Street
Wilmington, DE 19805
United States

Street parking is available. Office is also accessible via DART routes 6 and 8.

Let’s get started

At Clarifi, we do things a little differently than other financial counseling organizations. We start by listening to you. Wherever you are on your financial journey, that’s where we’ll meet you.

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