Our Core Services
Through financial knowledge, capital, and affordable housing preservation, we empower thousands of families in Greater Philadelphia to build and preserve their wealth.
How We Invest in Our Communities
Financial Empowerment
Our judgment-free, relationship-based approach to counseling helps clients achieve their self-set goals through a personalized action plan and unlimited sessions at no cost to them.
Housing
Success
We help clients find and stay in a safe, secure, and sustainable home through our trauma-informed counseling, advocacy, and case management, as well as a wealth preservation program that makes home repair more accessible and affordable.
Direct
Assistance
We combine our certified counseling with cash grants to help families unlock economic mobility – not only for themselves, but for the next generation.
In 2023, Clarifi:
- Served 3,149 households in Philadelphia and the Delaware Valley
- Provided 4,898 certified, one-to-one counseling sessions
- Disbursed $415,000 in grants to returning citizens
- Helped 1,000 people establish healthy savings
- Helped 231 homeowners identify repairs needed to maintain their investment
Our 2023 Annual Report
2023 was all about breaking barriers to wealth, to housing and to justice. Check out our year of financial empowerment here:
DownloadOur Commitment to Economic Justice
In Philadelphia, one in four Black people and 29% of children live in poverty. We are grappling with nearly 13,000 eviction filings in 2023, along with a $57 billion gap in appreciation values between properties in majority-white neighborhoods and non-white neighborhoods. Nationally, there is a $3 trillion racial wealth gap between Black and White Americans, nearly half of which is related to housing disparities.
At Clarifi, we are driven by the belief that social justice cannot be achieved without financial justice—and the opportunity for all people to build assets and wealth beyond just income. We layer resources, services and technical assistance that bolster financial stability and access to affordable housing.
Latest News & Events
For years, homeownership felt impossible. Then she bought her first home.
Twana used to see homeownership as a giant obstacle course, with endless paperwork and strict financial requirements. The Philadelphian had READ MORE
This Second Chance Month, let’s talk about working with justice-impacted people
In honor of Second Chance Month, we’re highlighting Clarifi’s Reentry Program, which pairs our free, one-to-one counseling model with $1,000 READ MORE
Clarifi awarded a $1 million grant through the 2023 TD Ready Challenge
A 2023 TD Ready Challenge grant was awarded to Clarifi for their solution that helps address systemic barriers to affordable and stable housing and helps increase access for those who need it most.
Three Ways to Celebrate Black History Month in Philadelphia
Philadelphia, as one of the most historic U.S. cities, is rich with Black history. It is where abolitionists like William READ MORE