We’re nearing the end of 2025, with thousands of Greater Philadelphia residents served this year so far. Through our services, more families are pursuing financial wellness: Stabilizing their finances, building and preserving their wealth, and gaining critical knowledge they can pass on to both their loved ones and their communities. Learn how we uplifted communities across the Philadelphia region below.
Our Impact
Public benefits access for more Philadelphians. We launched a new service delivery this year, called the BenePhilly Helpline, to fill critical gaps in access to public benefits for food, groceries, healthcare, utilities, and more.
$2.3+ million in cash – directly to clients. We gave more than $2.3 million in cash grants through October 2025. That’s more than all the years combined since 2020, when we launched this critical service. These funds go directly toward rent and mortgage, court debt relief, home repairs, and savings – so more people can take charge of their finances today while working toward long-term stability.
600 homes repaired. This May marked 600 Philadelphia homes that were repaired through Restore, Repair, Renew (RRR) since 2019. As a trusted partner of this City of Philadelphia program, Clarifi has helped hundreds of Philadelphia homeowners access over $18 million in low-interest, fixed-rate RRR loans to preserve their most important asset. In 2025 alone, 124 Philadelphia and Delaware County homeowners were able to make needed repairs through our services!
Debt counseling – right in court. Clarifi has advocated for clients directly in court for years, through our eviction mediation and foreclosure prevention services. Now, we’re building on those capacities with a debt court navigator, who will serve clients in the Philadelphia Municipal Court beginning in early 2026. Our goal: Increase participation in debt court—thereby reducing default judgements—and lower barriers for Philadelphians facing debt collection lawsuits.
Two Successful Programs Completed
Emergency Savings Match (ESM), $140,000 invested in financial resilience, 2023-2025: This grant program offered a 4:1 savings match to clients who saved $200. Over ESM’s 3-year life cycle, Clarifi disbursed 175 grants to help clients establish a savings account so they can cover unexpected emergencies and stay financially stable.
Delco Home Stabilization, $500,000 invested in home preservation, 2023-2025: Through this program, we awarded $20,000 grants to 25 homeowners for critical home repair needs like a new roof, electrical and plumbing work, basement foundations, and HVAC. Our goal was to improve safety, long-term residence, and value for Delaware County homeowners.
Clarifi Client Milestones
Our clients achieved more than 6,000 positive outcomes this year so far. That’s 6,000 steps toward financial wellness for families across the Philadelphia region, including:
- 900 clients who improved their savings
- 1200+ clients who improved their budgeting
- 331 clients who decreased their debt. Of those:
- $3,052 in reduced debt within the last year. That’s a collective reduction of $1.01 million in debt!
- 800 clients who established and/or improved their credit
Our organization provided 4,300+ financial counseling sessions and 1,300+ housing counseling sessions for home repair, home purchase, and eviction/foreclosure prevention.
Through the Clarifi BenePhilly Helpline, we connected more than 4,300 Philadelphians to critical public benefits assistance in the first six months of this new program.
In Our Communities
Event Highlight: Clarifi’s Spring into Wealth. We celebrated Financial Literacy Month at our first Spring into Wealth event this April, with Clarifi staff, clients, alumni, board members, partners, and new friends.
Jovon (right) spoke about her homeownership journey with Clarifi, and how she passes on the financial lessons she learned to her community.
Sharing resources, meeting with community partners, representing Clarifi. Throughout the year, we attended several events throughout Philadelphia and the Delaware Valley, including the PHDC Housing Fair and the Chestnut Hill Home + Garden Festival, where we shared our home purchase and wealth preservation resources. We emphasized the importance of financial counseling for homeowners during the CONVERGENCE Philadelphia Homeownership Summit, led a credit workshop at Enon Financial Wellness Expo, attended the Women’s Way Gender Wealth Summit, and continue leading monthly construction and home repair workshops for homeowners.
In the News
NBC10 sought our expertise for several segments, including rising debt collection calls and tackling credit card debt.
The Philadelphia Inquirer interviewed us for a piece on how abandoned rowhouses can endanger next-door residents. The Inquirer also spotlighted Restore, Repair, Renew as the City of Philadelphia program, in partnership with Clarifi, celebrated more than $18 million loaned to homeowners for repairs and renovations.
Our client Ellen was interviewed by The Philadelphia Citizen in a piece about Philly Joy Bank, a guaranteed income pilot for pregnant Philadelphians that partnered with Clarifi to help participants leverage the additional income for long-term financial security.